What is the Families First Coronavirus Response Act (FFCRA)?
The FFCRA is the second of three major laws passed by Congress in response to COVID-19. Most notably, the FFCRA temporarily mandates covered small and midsize employers to provide eligible employees with paid sick leave and paid family and medical leave for certain specific COVID-19 related qualifying reasons. The FFCRA allows covered employers to claim employer payroll tax credits to cover the cost of providing paid leave required under the FFCRA. The FFCRA also contains provisions regarding health insurance coverage for COVID-19 testing, funding for state unemployment insurance programs and other benefit programs, among other provisions.
You may be eligible for Disability Insurance if you are unable to work due to medical quarantine or illness related to COVID-19 (certified by a medical professional). Disability Insurance provides Short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Those eligible could receive approximately 60-70 percent of wages (depending on income); ranges from $50-$1,300 a week for up to 52 weeks. Learn More about Disability Insurance eligibility HERE. File a Disability Insurance claim HERE.
Paid Family Leave
Paid Family Leave is available if you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional). Up to six weeks of benefit payments are available to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member. Those eligible could receive approximately 60-70 percent of wages (depending on income); ranges from $50-$1,300 a week for up to 6 weeks. Learn More about Paid Family Leave eligibility HERE. File a Paid Family Leave claim HERE.
Unemployment Insurance is available if you have lost your job or have had your hours reduced for reasons related to COVID-19. Partial wage replacement benefit payments are available to workers who lose their job or have their hours reduced, through no fault of their own. Those eligible could receive benefits ranging from $40-$450 per week for up to 26 weeks. Learn More about Unemployment Insurance eligibility HERE. File an Unemployment Insurance claim HERE.
Paid Sick Leave
Paid Sick Leave is available if you or a family member are sick or for preventative care when civil authorities recommend quarantine. Those eligible receive the leave that has been accumulated or the employer has provided to under the Paid Sick Leave law. Benefits are paid to at the workers regular rate of pay or an average based on the past 90 days. Learn More about Paid Sick Leave eligibility HERE. File a Paid Sick Leave claim HERE.
Workers’ Compensation is available if you are unable to do your usual job because you were exposed to and contracted COVID-19 during the regular course of your work, you may be eligible for workers’ compensation benefits. Benefits include temporary disability (TD) payments, which begin when your doctor says you can’t do your usual work for more than three days or you are hospitalized overnight. You may be entitled to TD for up to 104 weeks. TD stops when either you return to work, your doctor releases you for work, or your doctor says your illness has improved as much as it’s going to. TD generally pays two-thirds of the gross wages you lose while you are recovering from a work-related illness or injury, up to maximum weekly amount set by law. In addition, eligible employees are entitled to medical treatment and additional payments if a doctor determines you suffered a permanent disability because of the illness. Learn More about Workers’ Compensation eligibility HERE. File a Workers’ Compensation claim HERE.